Fort Worth TX Auto Insurance

The ins and outs of auto insurance policies can be complicated. There are several different facets included in every policy, so how do you know which components are right for you? At www.SpartanInsurance.com, we can help you through all the terminology to get down to the basic needs specific to your individual driving habits.

We'll start by determining the legal minimums required for your vehicle. If you own your car, you only are required in Fort Worth, TX to carry liability insurance. If you are making payments on your car to a bank or other lending institution, you must carry comprehensive and collision coverage, as well. As a matter of fact, these requirements are the same throughout the entire state of TX, not just Fort Worth.

Fort Worth, TX Auto Insurance: Defining Terms

So what do all these terms mean? Liability auto insurance is basic coverage for another vehicle in the case of an accident that is determined to be your fault. It includes two components: Bodily Injury and Property Damage. In Fort Worth, TX, this amount must be at least $25,000 per person and $50,000 total per incident for medical bills (bodily injury) and $25,000 for property damage. Anything beyond these totals must typically be paid out of your pocket, so you should choose your maximum amounts carefully.

Comprehensive and collision auto insurance are coverage options that take care of your own medical bills, car repairs, and property damage due to natural events like storms, and even events like vandalism. For specific questions about terms or policies, call us toll-free. You can also shop for an online quote, and purchase your policy directly from our website.