Texas Car Insurance Laws

In the state of Texas, as with all U.S. states, there are laws that require drivers to carry a minimum amount of liability car insurance. Fines for violating these laws can be very steep. First time offenders currently face a minimum fine of $175 to $350, increasing dramatically with subsequent offenses. Repeat offenders face penalties in the thousands of dollars and possible revocation of their licenses and impoundment of their vehicles.

In Texas, the minimum limits are informally known as "20/40/15 coverage." Under state laws, you must carry insurance that provides $20,000 per person and $40,000 total for all people injured in an accident you are involved in. Additionally, you must have at least $15,000 worth of coverage for property damage caused by the car accident.

Get the Best Rates Under Texas Car Insurance Laws

At www.SpartanInsurance.com, we can help you get the best rates when you meet your responsibility to cover yourself in case of an accident. Our policies are priced right, because we cut out the middleman to save you money. The coverage we sell, from the basic coverage required under Texas car insurance laws to more comprehensive packages, is sold direct.

Remember that, in the event you cause an accident, you are personally responsible for covering damages that exceed what your insurance policy covers. We will work with you to make sure that you get a policy you can afford that protects your interests in case of emergency. Click here to get a fast, free Online Quote today.